At age 65, only about 20% of American retirees have family and financial resources to cover high-intensity care for at least three years. About 30% cannot afford any help at all. The remaining half of older adults lie somewhere in between, depending on their marital status, education, and race. These are the grim conclusions of The Center for Retirement Research (CRR) at Boston College. CRR is part of a consortium of research groups funded by the..